Privacy Policy

What Does Kirkland Do with Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balance and payment history
  • Checking account information
  • Credit score and credit history
  • Employment information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kirkland chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Kirkland share? Can you limit sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share

 

To Limit Our Sharing

Call (888) 595-9536 and ask to speak to a customer service representative.

Please not that if you are a new customer, we can begin sharing your information thirty (30) days from the date we provide you with this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call (888)595-9536 between 8:00 am-5:00 pm on Monday through Friday Central Time.

Who is providing this notice?

Kirkland Financial LLC, Kirkland Acquisitions LLC, Kirkland Investors LLC, The Kirkland Group

What we do:

How does Kirkland protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.

How does Kirkland collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan modification
  • Give us your contact information
  • Give us your income information
  • Provide employment information

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

 

Definitions

 

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Kirkland Financial LLC, Kirkland Acquisitions LLC, Kirkland Investors LLC, The Kirkland Group

Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include tax preparers or insurance companies for example.

Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include categories of companies such as insurance companies and tax preparers for example.